The final reason why cashing the insurance check and not fixing your car is a bad idea

The third reason that it is not in your best interest to cash the check and spend the money is also very simple but the most important one of all – YOUR SAFETY.

On average, I would say that seven to eight out of 10 vehicles that I inspect for damage have hidden damage, structural damage and/or lights broken.

I recently looked at 2008 Toyota for a lady; the vehicle had been hit in the right rear corner and most of the impact had been to the rear bumper cover.

Upon a first inspectio,n I would have said the total damage was approximately $800. Once the vehicle was disassembled, the total repair bill exceed $4,000.

Today’s plastic bumper covers are very good at taking their original shape back after an impact and hiding all kinds of structural damage. This structural damage is what you will need to protect you should you have another impact to your vehicle.

If the vehicle has already been compromised by a previous accident, nobody is going stand behind the vehicle warranty to protect you in the event of a second accident.

As a point of reference, there are lots of different ways to determine old damage from new damage. At the end of the day, if the safety of you and your family is important to you then you should have your car repaired instead of cashing the insurance check and spending it on something else.

All three of these reasons should give you plenty of reason to fix your vehicle instead of “cashing out” of the repair process.

In all three examples you can easily see why having your vehicle repaired by a qualified professional collision shop is in your best interest, you don’t end up short of money to fix the vehicle properly, you protect the value of your second largest investment and you ensure the safety of the vehicle in the event of another accident.

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